Welcome to this beautiful 2BR/1BA residence, where a keyed elevator opens directly into your home and a private terrace offers sweeping views of Manhattan and Downtown Brooklyn, perfect for morning coffee, sunset moments, and seamless indoor and outdoor living. Monthly costs stay exceptionally low thanks to minimal maintenance fees and a 421-a tax abatement through 2031 for lasting savings. Inside, the flexible living and dining layout flows naturally to the terrace, while direct elevator access adds both convenience and boutique privacy. Built in 2004, 195 Spencer Street is a nine-story, 18-unit condominium set on a charming tree-lined street. The building offers a part-time super, video intercom, central heat and air conditioning, and a wonderful roof deck with spectacular views. Neighborhood & Transit: Located on the Clinton Hill/Bed-Stuy border, you’re moments from Myrtle Avenue’s cafés, bakeries, markets, and favorite local restaurants. Enjoy quick bike rides to Pratt Institute, Fort Greene Park, and the Brooklyn Navy Yard. Nearby transit includes the G (Bedford–Nostrand, Classon), A/C (Nostrand Ave), and J/M (Myrtle–Broadway) lines, along with Citi Bike docks and multiple bus routes along Myrtle for added convenience. Some pictures have been virtually enhanced for presentation purposes.